PayPal Cracking down on personal payments

[CPUShack]

Received the below from PayPal tonight, so it seems they dont like that they are not making as much $$

------------------------------------


Dear John Culver,


We recently changed our pricing so that all PayPal customers can receive money from friends and family within the US and CA for free. PayPal merchants receiving money as payment for a purchase, continue to incur fees.


We're not sure if you are aware of this, but we noticed that some of your customers are sending you personal payments for purchases.
Unfortunately, this violates our rules, and we need your help correcting this. Please don't ask or allow your customers to use personal payments to pay for their purchases.


If we continue to see such activity after 14 days, we may have to
disable your ability to receive personal payments, and then you will pay
fees for all money received through PayPal.


You can find more information about payment types and fees in sections
4.2 and 8 of our User Agreement - just click "Legal Agreements" at the
bottom of any PayPal page.


If you have any questions, concerns, or think we may have made a
mistake, please contact us at www.paypal.com/contactus. Thank you for
helping us resolve this matter.

[smithy]

Maybe you need to start a new paypal account for "gifts"

[Qwerty]

What do you expect from the §$%&# PayPal?

- In Germany we are not allowed to send or receive any "friend" payments at all. Furthermore it takes ages to make a PP payment if you pay using your bank account.

- In Austria it is not possible to withdraw the money from your PayPal account. If you've received some money by PayPal you can't transfer it to your bank account - the only one way to get rid of your $$$ is to buy something and pay with PP!

- In Russia it's not possible to receive PayPal payments. All you can do is to send the money.

- In ............ and so on and so on .....



That's why I always try to use wire transfers for payments within Europe.

[D.8080]

The issue is that by receiving payments for single auctions or grouped auctions, you are an easy target.

Have a weekly balance or monthly depending on the $$ ppl owe you, in order to avoid being an easy target on the next PP account, this one is burnt.
Or like sell recharges like cell phones, so you get a sum that you'll use for purchases/sellings. But you need really tight accounting on that.

PP is really better than IRS accountants, maybe Obama should hire them.
I believe that internal powers to check customers are illimited, to do that in a bank they'd need a few authorizations.


So yes, they are after the fees. For the rest they don't give a shit.
Or maybe if you could prove that they are paying you for something else... not ebay related. For cutting their grass?

My humble 2 cents.

[D.8080]

[Chiefish]

Cheap bastards that they are, It doesnt surprise me. They want a piece of everything, regardless of how many thousands you have already made them.

[g0b]

What about switching to another mean of payment such as Google Checkout or Moneybookers, or whatever...

I've not made a comparison, but maybe it would work better with another one ?

g0b

[g0b]

[magictom]

CPUShack probably got flagged since he receives so many payments, in part due to AVICC. And probably some people say "personal" but then also click "purchase" ...

In any case, Paypal sucks!

[CPUShack]

ChipPay should reduce it some

I am not super worried, worst case, they ban me form accepting them

[johnorun]

[smithy]

I've always sent as a gift

Given we are one big family, then we can argue our payments are still within paypal's terms

[AllanGardyne]

[Marcin]

Personal payment = you do not pay fees as receiver which are have been paid by sender already.

[gshv]